Out of the three credit agencies, only Experian let me see my credit report when I requested it through Annualcreditreport.com. Two years ago, I had to file a complaint to get my reports from TransUnion and Equifax. They kept denying my attempts at viewing it online, citing that they were unable to verify personal information. Yet the personal information they had is exactly the same as the one I entered. Not only that, but after I received the reports, I was also given access to the copies online. After all that problems, I went to the trouble of purchasing a credit score from TransUnion to guarantee that I'll be able to view my report again, with the plan that I can purchase a credit score from Equifax this year to guarantee access also.

Well, they pull the same stunt again this year even after I logged into my account after going through annualcreditreport.com. I can purchase any of my information but I can't see it for free. I submitted my complain and I'll have to submit another one come June when I request my Equifax report.